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Best Personal Loans of 2026
Last updated: June 2026
| Provider | Estimated APR | Loan Amount | Rating | |
|---|---|---|---|---|
|
SoFi
Top Overall
|
8.99% - 25.81%
Fixed Rates
|
$5,000 - $100,000
Fast Funding
|
★★★★★
5.0 / 5.0
|
Check Rate |
|
LightStream
Best for Good Credit
|
7.99% - 24.49%
Lowest Rates
|
$5,000 - $100,000
Same Day
|
★★★★★
4.9 / 5.0
|
Check Rate |
All rates and terms are subject to credit approval. MoneyAndInsurance.com is an independent comparison service supported by advertising. Learn More
We help you navigate loans, insurance, and credit cards from top US providers.
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Live rates synced directly from the Federal Reserve Economic Data API.
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